ie. Danny Tanner (Full House)
Ace: She's a germaphobe.
Alan: Oh, she's scared of germs!
Ace: No, she's scared of Germans. Except I don't know why she uses hand sanitizer for that. I don't think it repels Germans.
Guy meaning: grossed out about the idea of recieving a blow job or hand job. Doesn't like the idea of going down on a girl.